About UsApplication ProcessWhy Choose UsLoan TypesInterest RateBM

Community Credit Service Approved by KPKT in Malaysia

Apply Now!

Please fill all the required fields!
Please accept terms and conditions to proceed

Approval of the application require meet up face to face 

About Us

We are a Community Credit Service approved by KPKT in Malaysia. We specialize in providing Personal Loans at a competitive interest rate to ensure minimal burden to you. Coupled with a team of experienced consultants, that make your loan application a breeze, the loaning process is sure to provide you with a peace of mind. Our team of friendly consultants are made up of individuals with up to 10 years of experience, and are able to advice you on the best possible plan for your financial qualms

Enjoy a Seamless Borrowing Experience With Us Now!

step 1 

Choose the desired loan and fill up the application form

step 2 

We will process your application and inform you immediately once it being approved

step 3 

Wait for result and receive your money upon approval

Enjoy a Seamless Borrowing Experience With Us Now!

step 1 

Choose the desired loan and fill up the application form

step 2 

We will process your application and inform you immediately once it being approved

step 3 

Wait for result and receive your money upon approval

We Offer the Best Loan Services

2% interest if you return us within a week

92% approval rate

200 employees ready to help you

10 years in Malaysia market

30 mins approval time

24/7 customer service

Types of Loans

Personal Loans are loans for all kinds of purposes, which will help you get your needs and needs on a monthly instalment that is carved for you and not burdensome. In case of an emergency or your sudden needs to get what you want, Personal Loan is the solution. You can now apply online, we will contact you as soon as possible. 

PERSONAL LOAN

Application criteria: 

Min income RM2200

Must meet up Face to Face

18 years old and above

Application documents:

Payslip x 3 months (latest)/EPF

Water/electricity bill for 1 month (latest)

IC/passport photostat x1

*If the above conditions and information are not met, the company will not pass your application, and we encourage you not to apply

Business loan is given to all business owner and self-employed personnel to improve your business cash flow. We are here to help people with their financing needs; it can be startup company, small and medium-sized enterprise (SME), corporate business and more. We believe that it is very important to provide a wide range of services and solutions. Many business owners tend to wait until the last minute to seek for loan, however, we still offer them with our specialized plan even if it is very challenging.

BUSINESS LOAN

Application criteria: 

Own a company

Must meet up Face to Face

18 years old and above

Application documents:

SSM registration license copy x1

Company bank slip x 3 months (latest)

*If the above conditions and information are not met, the company will not pass your application, and we encourage you not to apply

Interest Rate

Minimum duration of payment: 3 months, the maximum repayment period:
36 months * Payment period is negotiable.
Max. Annual Percentage Rate (APR) is 8% – 15%.
For more information on the current rate please contact us. There are no hidden costs or fees.


Total12 Months24 Months36 Months48 Months60 Months72 Months
RM 5,000RM 467RM 258RM 189RM 154RM 133RM 119
RM 10,000RM 933RM 517RM 378RM 308RM 267RM 239
RM 20,000RM 1,867RM 1,033RM 756RM 617RM 533RM 478
RM 40,000RM 3,733RM 2,067RM 1,511RM 1,233RM 1,067RM 956
RM 60,000RM 5,600RM 3,100RM 2,267RM 1,850RM 1,600RM 1,433
RM 80,000RM 7,467RM 4,133RM 3,022RM 2,467RM 2,133RM 1,911

Example : Amount of credit RM 5000 borrowed for 180 days.
Interest : RM 448 Total amount payable: RM 5448.

Locate Us

Karya Benua Sdn. Bhd.
No 337 B, Jalan Kepong BT 7, 52000 Kuala Lumpur, Wilayah Persekutuan Kuala Lumpur.

010-2293689

010-2293689

jingyeetan3@gmail.com

Copyright © 2025 Karya Benua sdn. bhd. | All rights reserved


Disclaimer: Some of the images on this website are licensed-free images sourced from third parties such as Freepik, Unsplash & Flaticon.  The use of such images is done in accordance to its respective terms and conditions of use.  In the event that any concerns about the usage of these images arises, you may contact us directly.

Please wait